2 gmail accounts in playstore, now cant purchase anything in apps?

This is a long shot. If this doesnt work I'm going to factory reset my phone or just get a new phone. I have always bought things in my apps like in games that I play. I've spent so much money. Anyways, school started so I decided to add my other gmail account. There is no money linked to this account. However, my play store shows my usual account as my default one. I went to make a purchase and all my apps now will not let me buy anything. Some, I cant even play at all. It's been months and I have tried removing my accounts, adding them again. Clearing my cache and data. Nothing works. Someone please help me

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